VA Loan requirments

The U.S. Department of Veterans Affairs has helped service members, veterans and their families become homeowners with the VA loan program. If you have VA loan eligibility, you could get a government-backed mortgage loan with no down payment. 

As part of the Department of Veterans Affairs mission to serve you, they provide a home loan guaranty benefits and other housing-related programs that can help you buy, build, repair a home for your own personal occupancy.

Before you begin, it is important to know what you will need to complete the application process for a VA loan. Lenders will require you to provide documentation used to verify your employment history, creditworthiness, and your overall financial situation.

Additional documentation required:

· A government issued photo ID

· Recent pay stubs

· Two years’ worth of W-2 statements

· Bank, investing and retirement statements

· For self-employment, 1099 or rental income, the last two years of federal tax returns.

· Copy of your DD-214

· For active military, a statement of service letter signed by your commanding officer.